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To apply for credit just come in and fill out an application.

We will know if you have been approved in a few minutes.

Be sure to bring two proofs of Identification for each applicant.

Acceptable forms of ID are listed below and may include one primary ID and one secondary ID or two primary IDs.

Primary ID

  • State Issued Drivers License (Preferred)
  • Government Issued ID
  • State Issued ID
  • Passport
  • Military ID
  • Government Issued Green/Resident Alien Cards

Secondary ID

  • Visa, Mastercard, American Express, Discover (No Debit Cards)
  • Department Store or Oil Company Credit Cards


No interest if paid in full within 6 Months*

On purchases of $599 or more with your Warehouse Furniture Retail Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments.

No Interest if paid in full within 12 months*

On purchases of $999 or more with your Warehouse Furniture Retail Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments.


We also offer a 90 Day Lay-A-Way Plan for those that don't care for credit cards.

We ask for a third down payment on the purchase. We then order, and hold the purchase until you pay it out and/or the end of the 90 days is up, After the purchase is paid in full you may pick-up the purchase at the store or set it up to be delivered.



*Offer only applies to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 or 12 months. If you do not, interest will be charged on the promo purchase from the purchase date.  Regular account terms apply to non-promotional purchases and, after promotion ends, and to promotional balance. For new accounts: Purchase APR is 29.9%. Minimum interest charge is $2. Existing card holders should see their credit card agreement for their applicable terms. Subject to credit approval.